Intelligent Capitalworks Fiduciary Fee Only Financial Advisor
Phoenix | Scottsdale, Arizona (480) 951-2900

Firm professionals

Investment and Wealth Strategy

PHOENIX, SCOTTSDALE AND TUCSON

30 years of investment and wealth management experience

Vincent Rossi is the founder of the firm, and President and Chief Investment Officer. He leads the retirement planning, investment management and estate planning for the firm’s clients and has extensive experience helping individuals succeed in meeting their financial needs.

Vincent’s career in the financial services industry has been distinguished by a broad foundation of knowledge and experience in the capital markets and wealth management. Prior to founding the firm in 2005, he was a Senior Vice President at Morgan Stanley, where he served as a Wealth Advisor, Portfolio Manager and Trust Officer. He was also a Managing Director at Piper Jaffray, where served as a Strategic Wealth Planner, Portfolio Manager and Senior Investment Management Consultant.

Prior to the development of his individual client practice, he served institutional clients, hedging and arbitraging in government securities. He has also been an individual member of one of the world’s largest financial exchanges, The International Monetary Market Division of the Chicago Mercantile Exchange.

From 1986 to 2000, Vincent wrote and taught personal investment management classes for executive programs at Thunderbird School of Global Management, The University of Arizona Extended University, Northern Arizona University and the University of Phoenix.

Education

Master of Science in Financial Services
The American College

Bachelor of Science in Business Administration
Northern Arizona University

Vincent has taken advanced wealth management courses and studied advanced wealth management issues offered at the following institutions:

University of Pennsylvania
     Wharton School
University of Pittsburgh
     Joseph M. Katz Graduate School
     Center for Fiduciary Studies
Harvard University
     John F. Kennedy School of Government
University of Miami School of Law
     Philip E. Heckerling Institute
     on Estate Planning
American College
     Richard D. Irwin Graduate School
Michigan State University
     Esperti-Peterson Institute
Metropolitan State University of Denver
Cannon Financial Institute
     honors graduate
Kinder Institute of Life Planning

Professional Accreditation

During his career, Vincent has earned the following professional designations:

CERTIFIED FINANCIAL PLANNER™ Certificant
Certified Investment Management Analyst®
Chartered Life Underwriter®
Accredited Estate Planner®
Chartered Advisor in Philanthropy®
Certified Trust & Financial Advisor
Accredited Investment Fiduciary Analyst®

Vincent has also completed Level I of the examination for the Chartered Financial Analyst® designation. He currently maintains his CERTIFIED FINANCIAL PLANNER™ certification.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

INVESTMENT AND RETIREMENT Planning

BONITA SPRINGS, FORT MYERS AND NAPLES

15 years of investment and wealth management experience

Scott Chalmers has been with the firm since 2008. He is an investment adviser representative of the firm and is responsible for helping clients with their investment strategies and retirement planning efforts. Scott lives and works in Southwest Florida, and offers the firm’s services locally in Bonita Springs, Fort Myers and Naples.

Prior to joining the firm, Scott spent eight years with the Merrill Lynch Private Client Group. As a Wealth Management Advisor, he was responsible for helping individuals with retirement planning and management of their investment and retirement accounts.

Education

Scott attended Acadia University in Nova Scotia, Canada.

Scott received his financial planning certificate from Metropolitan State University of Denver and has studied trust management at Cannon Financial Institute.

Professional Accreditation

During his career, Scott has earned the following professional designations:

Registered Financial Planner®
CERTIFIED FINANCIAL PLANNER™ Certificant
Chartered Retirement Planning Consultant®
Certified Trust & Financial Adviser

Scott currently maintains his Certified Financial Planner certification.

FOCUS

For each client engagement, the focus of our value proposition varies, but there are common elements in every one of our advisory relationships. Every new client has a front-burner issue, so that is the key issue that drives the beginning of the relationship.

As we help address that key issue and begin to remove the related stress, we are able to help clients develop capacities to visualize their financial lives from broader perspectives, expand their field of vision and leave behind the disjointed and inefficient experiences of uncoordinated piecemeal financial transactions and products.

What emerges is a unified framework of whole-system thought that results in coherent plans and strategies to help achieve each client’s financial goals. This leads to an enduring value proposition that rests on the most valuable pillars of an advisory relationship: thought leadership, wise counsel, technical advice and process management.

The end result is the creation and availability of an enduring trusted advisor.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

OPERATIONS MANAGEMENT

20 years of tax and investment operations experience

Jennifer Rossi is a co-founder of the firm and has served as the Director of Operations since inception.

Prior to joining the firm she worked at the tax practice of Alan Nahrwold, CPA and at the tax practice of Bernard & Stallman, CPAs.

EDUCATION

Bachelor of Science in Business Administration, summa cum laude
University of Phoenix

FOCUS

Operations represent the “works” part of our firm’s name, Intelligent Capitalworks.

In our operations, our teams work to successfully manage the daily, weekly, monthly and quarterly workflows related to your financial life, your financial plans, and your investment and retirement accounts.

These workflows help ensure that the focus of our activity is on you ‒ the roadmap that helps address your needs, vision and aspirations; the goals you have set out to achieve; the processes that help balance your risks and make your goals more achievable; understanding scenarios that might unfold for you; and measuring and evaluating your progress, and adjusting as may be necessary along the way.

Our operations, regulatory compliance, client planning, portfolio management and client service teams all combine every day to create robust and frequent oversight of our clients’ planning efforts, investment operations and progress toward achieving their goals.

Taken together, our operations or “works” on your behalf, help contribute to the more intelligent management of your capital and financial life, and always try to position you in your place of greatest potential. Our teams and “works” reflect that in our culture.

REGULATORY COMPLIANCE

13 years of accounting and compliance experience

Jillian Carlson helped co-found the firm in 2005 and is the firm’s Chief Compliance Officer. Prior to joining the firm in 2005, she worked at the tax practice of Bernard & Stallman, CPAs.

EDUCATION

Master of Business Administration
Keller Graduate School of Management

Bachelor of Science in Business Administration, magna cum laude
DeVry University

PROFESSIONAL ACCREDITATION

Investment Adviser Core Compliance Certificate Investment Adviser Certified Compliance Professional

FOCUS

Our firm maintains a strong culture of regulatory and ethical compliance with regard to the protection of trust placed with the firm by its clients for their accounts, the rules and regulations of the Securities and Exchange Commission (“SEC”), other regulatory bodies or self-regulatory organizations, and federal and state securities laws.

We develop our Regulatory Compliance work product as a strategic, proactive component of our professional investment management, financial life management and retirement planning services. We develop and build processes to safeguard and protect our clients interests, assets and confidential information, and to ensure that we are aware of and take steps to comply with relevant laws and regulations.

We prepare, adopt, implement and administer policies and procedures ‒ such as employee training, internal controls, and best practices ‒ and we review, audit, test and assess our firm’s business activities and the conduct of our employees.

We view our regulatory compliance program as an integral part of the financial life management, investment management and retirement planning work product our clients receive from us, and our compliance program is formally recognized in our professional services cost structure.

Client Services

20 years of financial services experience

Monique Pressley joined the firm in 2016 as a Senior Client Relationship Specialist and manages the firm’s Client Services. During her 20-year career in financial services, she has specialized in client relationship management at large financial institutions and mid-size investment advisory firms.

EDUCATION

Bachelor of Science in Business Administration
Appalachian State University

Monique is currently completing a CFP Board-registered certification educational program to earn the CERTIFIED FINANCIAL PLANNER® designation.

PROFESSIONAL ACCREDITATION

Monique has passed the Uniform Investment Adviser Law Examination and is Series 65 licensed.

FOCUS

Our value proposition is built upon access to a long-standing, loyal and protective professional relationship that offers our clients the attention, experience, resources, and energy that financial life management requires. Personalized service is central to our business model.

There is a difference between being a customer and a client. Financial service customers access web-based automation designed to funnel them to pre-determined financial products oftentimes now referred to as “solutions,” and an 800 number to reach an automated customer support system or customer support call center.

By contrast, clients are served with the necessary investment of time, critical thought and educational explanations dedicated exclusively to analyses of their stories and situations. It is through this labor and resource-intensive process that clients gain the understanding, clarity and insight they seek and value from their relationship with us.

Our firm is purpose-built to serve client engagements requiring skilled and experienced guides capable of reliable navigation through a whole-system approach to financial life management, investment management and retirement planning.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

INVESTMENT RESEARCH AND

PORTFOLIO MANAGEMENT

3 years of investment research experience

Charles Rossi is an Investment Research and Portfolio Management Associate with the firm. His primary focus is helping develop and manage the firm’s equity research product and investment portfolio construction. He deploys the firm’s Bloomberg Professional and FactSet Analytics services and other institutional software to help develop the firm’s primary equity research and conduct the firm’s portfolio construction research. He is also responsible for preparing client investment guidelines and securities trading.

EDUCATION

Charles is a 2017 candidate for a Bachelor of Science degree in Finance at the W.P. Carey School of Business at Arizona State University and an Advanced Diploma in Financial Planning from the School of Professional Studies at New York University. He spent a year in England studying mathematics in applied finance at the University of Leeds, business valuation and security analysis at the London School of Economics and equity portfolio management at the London Business School.

PROFESSIONAL ACCREDITATION

Charles has completed graduate-level study at the College for Financial Planning and earned the Accredited Portfolio Management Advisor designation. He is a candidate for the CFA Level I exam and is completing a CFP Board-registered certification educational program to earn the CERTIFIED FINANCIAL PLANNER™ designation.  He is a member of the Phoenix Chapter of the Financial Planning Association and a Student Affiliate of the National Association of Personal Financial Advisors. Charles has passed the Uniform Investment Adviser Law Examination and is FINRA Series 65 licensed.

FOCUS

We prepare and analyze multiple studies for each client ‒ goal achievement versus shortfall risk, asset/liability mismatch, diversification intelligence, required rates of return, required cash flows, sequence of return risk, economic scenario risk, integrated tax exposures and inter-generational wealth transfer plans ‒ and then develop client investment guidelines for portfolio construction.

We allocate each client’s risk budget to help achieve the client’s required rate of return within the client’s related risk tolerance and risk capacity. We invest in well-diversified common stock portfolios of enduringly profitable businesses to help achieve the required growth rates, and we invest in bonds to help generate regular current income, enhance capital preservation and reduce portfolio volatility, depending on each client’s needs.

We deploy Bloomberg Professional Terminal Services, FactSet Analytics and other institutional research tools to help develop the firm’s primary equity research and conduct the firm’s portfolio construction research.

We monitor client accounts and we review client progress toward their goals and help them to stay on track in periodic calls and meetings we have with them.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

OPERATIONS

40 years of managerial accounting experience

Karri Fellars has been with the firm since inception in 2005 and manages the firm’s accounting systems and human resources.

EDUCATION

Associate of Arts
Phoenix College