There’s a great bumper sticker out there that reads: “Organized people are just too lazy to search for stuff.” The quip gave me a laugh when I saw it a couple of years back while sitting at a traffic light. To some of us, the idea of being organized seems humorously far-fetched – and more…
With the days of company pensions fading into memory, it’s up to most of us to build and manage our own pension plans ‒ making sure we have enough money for retirement of comfort and dignity. And that brings us to a question that countless Americans are wrestling with: How much do I need? In…
If you use a budget, then you know it’s one of the great tools for helping you better manage your cash flow, especially when living off of investment income. If you piggy-back your budget with a second tool ‒ a saving and spending policy ‒ then you can better meet your savings goals and protect…
