Getting to The “Right” Retirement Income Plan

Saving enough for retirement is something to be proud of.  But even if you’ve bucked the trend and amassed a good-size nest egg, it’s critical to have a sound strategy for withdrawing your money.  Living large early in retirement could cause you to run out of money in your later years, after all. On the…

The Best Time to Take Social Security

To most people, Social Security seems like a very simple concept: You pay in to the system during your working years, then you retire and start getting those monthly checks. But if you want to maximize your benefits (and who doesn’t), you need to study how and when to start taking your benefits. You need…

Retirement Mistakes to Avoid

Americans have a retirement savings problem ‒ for some Baby Boomers, “crisis” is not too strong a word ‒ and it’s causing a fair amount of anxiety. Recent surveys cite statistics like these:  more than a third of all working-age adults haven’t saved any money toward retirement; 41% of folks in their 50s are not…

Planning For Your Retirement: The Home Stretch

Looking forward to retirement? If you’ve built a nice nest egg, you’ve taken care of one of the critical tasks in preparing for retirement.  But simply having significant savings doesn’t mean you’re ready to retire well. For those planning to hang ‘em up in two to three years, it’s essential to work your way through…