Fee-Only Financial Advisors

Vincent Rossi, CFP®
Chief Investment Officer

It's in our name.
Smart money at work.

Problem-solving focus. As fee-only financial advisors, we specialize in addressing and solving retirement planning, investment management, estate planning, and wealth management problems.

Advice, not products. We promote a collaborative team approach working closely with our clients to find valuable solutions that are not predetermined by a company selling financial products.

Deliberate endeavor and studied preparation. We focus on developing plans, disciplined investment strategies, independent research, and robust plan and investment performance analysis for each client. We combine critical thinking with detailed analysis in many areas, including retirement planning, investment management, trust and estate planning, tax planning, cash flow planning and gift planning.

Client-centered wealth advisory services. Many families and individuals rely on our planning, investment and wealth management skills in seeking to preserve, protect, grow and transfer their wealth – often from one generation to the next. We believe we are selected as fee-only financial advisors for the depth and breadth of our fiduciary wealth management expertise.

Fee-Only Financial Advisors

What does Fee-Only mean? Fee-Only refers to compensation for a service. Fee-Only financial advisors charge the client directly for advice and/or ongoing financial management. No other financial reward is provided by any institution, which means that the advisor does not receive commissions or other forms of compensation on the actions they take on the client’s behalf.

Fee-only financial advisors may not receive commissions, rebates, finder’s fees, bonuses or any other form of compensation from others as a result of a client’s implementation of the practitioner’s planning recommendations.

The National Association of Personal Financial Advisors (NAPFA) ascribes Fee-Only to a practitioner, who in all circumstances is compensated solely by the client, with neither the practitioner nor any related party receiving compensation that is contingent on the purchase or sale of a financial product.

A professional fee is the required form of compensation for members of the National Association of Personal Financial Advisors. Compensation is based on an hourly rate, a percent of assets managed, a flat fee, or a retainer. Fee-Only compensation helps minimize conflicts of interest.

Fee-Based Financial Advisors

Are fee-based financial advisors the same as fee-only financial advisors ? No, fee-based means a fee is charged in addition to collecting sales or brokerage commissions and other forms of compensation.

Financial Advisor
Interview Guide

Use our proprietary interview guide, Selecting a Wealth Management Professional, in your advisor search process as you conduct your personal due diligence and dig deeper with more targeted questions during your interview with us and other financial advisors.

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